Foreclosure and Mortgage Modification


Financial turmoil can turn your life upside-down. Debt problems can quickly overwhelm you - you are several months behind on your mortgage and the bank stops accepting payments. Phone calls and efforts with your bank prove unrewarding. You may even receive the dreaded foreclosure notice. This is happening to hardworking homeowners just like you, all across Connecticut. The government's answer for homeowners? Work with your lenders to modify mortgage obligations, and when that doesn't work, negotiate terms under the foreclosure mediation process. But lenders don't seem interested or motivated, and don't often help - You need to get solid advice from our experienced mortgage modification and foreclosure experts.

If you are facing mortgage foreclosure, talk with an experienced, reputable, and dedicated attorney at The Law Offices of Neil Crane, LLC. Our law firm has helped homeowners throughout Connecticut since 1983. Contact our bankruptcy law offices in Hamden, Bridgeport, Waterbury, Rocky Hill, or Ridgefield by calling 203-230-2233 or toll-free 888-249-3027.

Stop Foreclosure and Confront Debt Problems the RIGHT Way

Given the government's and the banks' unwillingness to properly address the needs of hardworking homeowners in trouble, and the government's willingness to bail out the banking industry without addressing the needs of homeowners, many homeowners in trouble feel lost and abandoned. Despite the highly publicized "help for homeowners," mortgage modification and mediation have been uniformly judged as a colossal failure for Connecticut homeowners in need. Many experts agree that these so-called helpful programs run by banks for banks have increased the foreclosure problem through a lack of effort and collosal delays. Delays are deadly for homeowners in trouble.

These "fake solutions" have been used to keep people away from the legal advice and representation they need. Don't go it alone. Solid and experienced legal advice can save your home and modify your mortgage.

False promises under the guise of modification may be the single greatest contributors to foreclosure in America.

Obtain Effective Debt Relief Through Chapter 13 Bankruptcy

Chapter 13 is a composition for all creditors that protects you and provides for the proper handling of all types of creditors' claims, be they secured, unsecured, priority, or just general unsecured claims. Chapter 13 encompasses all creditors of any kind by prioritizing repayment and debt elimination in a manner which properly addresses your individual needs as a homeowner. Chapter 13 repayment plans pay homes before credit cards. Repayment plans focus on first mortgages and tax claims prior to general consumer debt.This assures that homeowners catch up on mortgage payments and eliminate or reduce other less important other debt over the course of a three- to five-year repayment period. Chapter 13 saves homes and at the Law Offices of Neil Crane, we've used Chapter 13 to save thousands of homes throughout Connecticut. Don't let bank delay jeopardize your chance to save your home.

Contact Our New Haven Lawyers for Help Resolving Home Mortgage Problems

Call us to see how our Connecticut mortgage attorneys can help you solve your mortgage problems and prevent home loss foreclosure. Learn about saving homes through Chapter 13 bankruptcy. . We offer a free consultation. Please do not hesitate to call us today at 203-230-2233, toll free 888-249-3027, or complete our online contact form to discuss your questions and concerns with an experienced New Haven attorney. We help clients with home mortgage problems throughout Connecticut.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.