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Benefits Of Chapter 13 in Enfield
Chapter 13 provides immediate foreclosure relief for Enfield, CT homeowners in any stage of mortgage default, even if they are in the final days of a strict foreclosure, or foreclosure with a sale date. Chapter 13 halts foreclosure and replaces foreclosure jurisdiction with the Bankruptcy Court, for all homeowners in any stage of foreclosure who are instead provided a repayment plan to save the house through a three-to-five year Chapter 13 Plan of Reorganization.
The filing of a Chapter 13 bankruptcy petition will stop the foreclosure action while allowing for a three-to-five year repayment plan. Chapter 13 is almost always the best means to save homes in foreclosure.
To learn more about saving homes in Hartford County through Chapter 13 bankruptcy, give us a call at 203-230-2233 or toll free at 1-888-249-3027 to schedule a free consultation. Or contact us by filling out our simple online Contact Form for a prompt response from an experienced Enfield Chapter 13 bankruptcy lawyer.
The Automatic Stay of Chapter 13 Stops Debt Collection of All Types
The comprehensive ability to alter all forms of debt is the primary reason that Chapter 13 is the best chapter of bankruptcy relief available for individuals and families with financial troubles. Chapter 13 allows debt elimination, reduction or repayment covering all types of debt. Our Enfield Chapter 13 attorneys can immediately assess your financial situation and utilize the Chapter 13 system to:
- Cure Mortgage Debt All mortgages can be restructured in Chapter 13, even if the home is deep in the foreclosure process
- Second Mortgages, Liens and Real Estate Attachments can be permanently removed from real estate and eliminated or reduced based upon your personal income and your personal expenses
- High Interest Credit Card Debt can be eliminated in full or discharged in full or paid in part without interest
- State and Federal Income Taxes can be eliminated in full if they are older income taxes or restructured on more favorable terms if they are for newer years
A properly crafted Chapter 13 Plan eliminates, reduces or restructures all debt in any stage of collection. The Plan creates a prioritized program of repayment for your most important bills in accordance with your income and expenses over a three-to-five year period.
To obtain the full benefits of Chapter 13 relief, you deserve the benefits of an experienced and specialized attorney schooled in all aspects of the powerful rules and nuances of Chapter 13 practice.
Learn more about Chapter 13 protections by contacting us today. You’ll always speak directly with an experienced bankruptcy attorney. Call us at 203-230-2233 or toll free at 1-888-249-3027. Or fill out our simple online Contact Form for a prompt response from an experienced Hartford County Chapter 13 attorney.